Student Loans For Single Parents Returning To School

Being a single parent trying to pursue a college education can be one of the hardest things accomplish. Money is already tight and usually the single parent is holding the household together on a thread. They want what's best for their children and other relatives, but they also want to pursue their own goals. However, it's a harder process and no one to rely on or talk to. Today, with the Internet, that road is easier.

Single parents returning to school face a myriad of challenges trying to juggle family, work and education responsibilities successfully. The single parent, like everyone, will need to start with the FASFA form. This will determine the parent's ability to contribute to their college costs and make determinations about what can be added to that amount. Completing the FASFA (Free Application for Federal Student Aid) is straight-forward and easy. You will need the prior year's tax return before staring the FASFA process. It's located at www.fafsa.ed.gov. and it will determine the single parent's EFC or Expected Family Contribution.

Sallie Mae is probably the number one of the most innovative lending resources for single parents offering multiple loan options. The Continuing Education Loan is similar, but these are for students not pursuing a degree through their coursework and are usually single parents returning to improve their chances for a better job. Both of these are available for students, even if they are not enrolled in full-time study. They offer low interest for those who have qualified credit or a co-borrower.

Scholarships are available for returning college students in more abundance; you simply need to know where to look. They are based on the course of study picked including nursing and engineering, as well as for various ethnic minorities including those of Native American, Hispanic or African American descent. There are even scholarships for left-handers. It's called the Frederick and Mary F Buckley Scholarship at Juniata College in Huntington, Pennsylvania and offers up to $1000 for students who are lefties because they consider it a disadvantage. As a southpaw, I've never found it to be much of a disadvantage, but as a student loans for single parents returning to school, I would've been happy to apply So, what this all means is that a person looking for loans for single parents returning to school need to take the time to look for a scholarship or grant that fits their particular set of circumstances.

After applying for FASFA, start looking around for other scholarships and grants that fit. When located, begin the process of applying. Different awards have different requirements. Some require essays on various topics, which vary according to the scholarship award, and others may ask for additional testing and placement exams to qualify. Read and fully comprehend the necessities before applying, and pay close attention to the deadlines. Many students will miss out due to not double checking any of these options.

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